Claiming on insurance when off sick from work then get finished through ill health?

Question

i have been off sick now for just over a year with chest pains, i have been claiming on my payment protection for two loans and my mortgage, if i loose my job trough termination of contract due to ill health, will the payment procetion carry on has if it was a contiuas claim or would it be stopped has i have gone from being employed but off sick to being finished at work and unemployed has payment protection covers you when sick and also have no job for a year,then you have to wait another six months to claim again, any proffesional help out there will realy be helpfull at the moment

Answer 1

You need to call the insurance company, but typically you would be covered until you are cleared to return to work. Then if you are cleared and have no job you would be considered unemployed and the payment protection would stop.