Commercial Banking vs. Traditional Safe keeping?

Question

I'm sick and tired of banks having some kind of glitch or charging a finger and a toe for the simplest things! I can't even access current, up-to-date transactions daily and I'm sick of having to talk to the dumbest tellers on the phone. I'm thinking of closing all but one account and cashing my checks.and keep it in a safe of my own. Can someone please enlighten me as to helping me come to a decision whether to stay with the current banks I'm with or pulling it off old school....

Answer 1

A word of warning re keeping cash at home. you need to tell your insurance company about it and will most likely find they will only cover a maximum of £200.00 kept in a safe, the safe should be fireproof.  This could mean instead of buying a £50.00 safe you will have to sport out much more.  It's like training to run in a sprint race and finding when you are on the field, someone has put hurdles up for you... Good luck mate.  I'm getting a lot of E-mails from the Halifax bank when I no longer have an account with them.  I had a peep at one of them and my machine up and warned me this was a well known phishing site.  I get my fastest finger in the west busy deleting now.......................