Commercial event general liability insurance?

Question

I'm planning a simple fund raiser for a non-profit at a public park. Games, booths, music, and food vendors will be the even in a very small section of the park. We are applying for a permit and it says that we need commercial event general liability insurance. We really highly doubt that anything to bad could happen I mean maybe a booth could fall over onto a little kid or something but, nothing worse.

We were just wondering what the cheapest form of this insurance we could get for a one time event. We mean cheap remember it is a fund raiser for small non-profit youth group!

Answer 1

It's not about cheap, most companies won't do it.  

The small, non profit doesn't matter.  They've got $1,000,000 on the line, in case something DOES happen.

I've never seen a one day, special even policy cost LESS than $500 plus tax & inspection - meaning, closer to $700 when the day is done.

A local, independent agent can shop this out for you.

But you might have better luck at a local church, who might be willing to DONATE the space to your small nonprofit.  Or, if you already have general liability in place, see if the current carrier will endorse it on for $100 or so, or even if it's already included in the policy form.

Answer 2

you are not alone to have this kind question, many people wonder the same.here is the good resource that might be helpful.

http://insurance.online-assistant.info/i...

Answer 3

yes you can get it for a one time event and yes you do need it!  call a local independent agent and they can help you with what you need.