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I've read a lot of questions and a lot of responses about preapprovals and I'm concerned. I was pre approved for a home loan and waited for everything to go through the underwriter before receiving a pre approval letter. I was given a total amount as well as conditions about everything - my confusion comes from where I see people responding that this doesn't mean anything - I don't think that is true. My loan officer says I don't have to go through the underwriting process again am I missing something with what I've seen here that's different from what I've gone through?
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