Consider two cities in the northern hemisphere at the same latitude, a southern latitude nearer the equator..?

Question

Consider two cities in the northern hemisphere at the same latitude, a southern latitude nearer the equator,where the summers are expected to be hot. One city is located inland and the other city is located on the coast. A cold current influences the coastal city. Which would be the correct explanation for this situation?

---The cold water of the current cools the air above it. Prevailing winds blow the cool air toward the landmass. When this happens in the summer, the coastal city had cooler temperatures than would be expected at this latitude. The inland city does not have this influence and experiences much hotter, drier summers.

---Coastal cities, regardless of their latitude always receive more sunlight than inland cities, so the winters at the coast are warmer, even though both cities are at the same latitude.

---Winds from the inner continent blow toward the coastal area in winter warming the city. While the inland city remains cold because the winds carry the warmth away from it.

---This actually could not happen, because warm currents exist only near the equator.

Answer 1

Three words: San Diego.  Phoenix.

Answer 2

This couldn't happen because southern latitudes near the equator are in the southern hemisphere, not the northern. But I think the question is asking for northern latitudes near the equator in which case the answer is the first choice.  This also works in reverse in winter, the humid air keeps the coastal city warmer than the inland city.