Could I change my lender towards the end of escrow?

Question

My lender is trying to make me pay extra money (between $4k and $9k) to lower my interest rate when I have excellent credit (788). I think she is trying to scam me. Is it possible to change lenders when I'm supposed to close escrow in 2 weeks.

Answer 1

As long as your new lender can close in time to meet your closing date. You can also ask the seller to extend the date by a couple weeks to accommodate a new lender.  

With that score and assuming the rest is good, you should already have one of the best rates available. (6.5% or less)