Credit Card Companies???

Question

Back in Feb 2007 I got behind on one of my CC's. My account became 90 days past due and I have now seen that this is on my credit report. Since then I have had impeccable payments, several times I have paid the balance in full and I was wondering if the companies ever remove this from the history? I know it gets deleted after several years but can the company go in and delete this past due history and have it show on your credit report?

Thanks!

Answer 1

They can, but generally will not.  They are supposed to report accurately.  You can always try though by disputing it on your credit report.   ***