I have recieved a summons about an outstanding debt from Capital One. It says I have 20 days to answer it in. I have looked on Answers and else where on what to do, but still am not sure how to go about it. I know I owe Capital One, but have no idead how they came to the amount of $1708.06 plus finance charges of $197.42. I want to pay them off but don't have the means to pay them outright. I have not been reached about this debt in a long time until today (maybe 6 months or so). On the summons it says "This is a communication from a debt collector" so I don't think it is Capital One but the collection agency, but it does say the suit is filed by "Capital One Bank (USA)" Anyway, I would appreciate some help on how to go about paying them. I don't have a lot of money, but want to pay what I can to start erasing this debt.
Tags: