Question:

Credit Cards!!!?

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What websites can I go to, to apply for a credit card and actually get it i'm 18 so of course I have no credit I know theres gotta be some websites out there any help guys

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  1. You can compare and apply for credit cards at http://www.bestcreditcardratings.com

    If you are just starting to build credits, you may want to apply for cards for people who are new to credit or limited in credits. http://bestcreditcardratings.com/new-cre...

    If you are a student, you may want to apply for student credit card. http://bestcreditcardratings.com/student...


  2. You will probably have to get an orchard card or first premier.  They are both credit building credit cards.  go to http://creditcardwarehouseonline.com  I have both but the orchard is better, higher limit, also owned by hsbc(reputable bank)  It is on the first page, bottom.  you may also try the citi platinum for building credit.  THis is an excellent card if you can get approved for it.  It has no fees attached.  Apply for that one first, they are pretty good at accepting people without any credit.

  3. Applying for a regular credit card has no guarantees its hit or miss, you can only apply and you may or may not get it.

    Getting approved will depend on if you need a co signer, how long you have been on your job, and how much you make, and past credit history.  

    If you apply for too many regular credit cards and don't get them it might have a negative effect on your credit score.

    If you have no credit history, a good option for you might be to go to a local bank and ask for a "Secured Credit Card".

    They are much easier to qualify for and are designed for people with no credit history.

    If you belong to a credit union, you can probably get an even better rate.

  4. If you do not have established credit, you should consider applying for a student credit card. A good website is http://www.studentcreditcards.com
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