Question:

Credit card I never use but I am being charged for it

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My aunt have a sears credit card she never used the card but she still has to pay the blancle on it

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3 ANSWERS


  1. It's not really clear what you mean. Has she ever spent money on the card? If not - why is there a balance at all? Has someone used her card without her knowledge?


  2. Are you sure the card doesn't have an annual fee?  If it has an annual fee or a monthly fee it costs money just to have the card even if it's never used.

  3. Please explain why there is a balance if she never used it.  If it is an annual fee, tell her to call them and ask them to close the card.  There's no need to keep a credit card that isn't used if they charge an annual fee.

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