Credit cards to pay for everyting? and if not where do i exchange amrercan money for Pruevian (best place)to?

Question

going for 9 days 2 will be mostly travel am taking 18 year old daughter with staying at mileflores clonel hotel in Miaflores. Credit cards versce curency when paying for food, and other things is what i need to no. I am not rich by any means but can afford. Just need to know best way to handle my money. Credit card verse money?

Answer 1

Whenever travelling abroad, always use your credit cards whenever you can.  You will get a MUCH better exchange rate than you would exchanging cash over the counter.

Answer 2

I would get a prepaid visa card. They are better than travelers checks. There are many ATM´s in Miraflores that give dollars or Soles. http://usa.visa.com/personal/cards/prepa...

Answer 3

USA dollars is accepted eveywhere. Euros has to be change very easy on the streets. Credit Cards like visa or mastercard are widely accepted when shopping, american express is not accepted everywhere.

Answer 4

Most banks can exchange currency for you, but your best bet is probably to bring American money with you and exchange it there.

Answer 5

Use American Express

Answer 6

When you travel outside your own country you may need to exchange your currency for that of another country.

Since currency exchange rates vary from place to place and day to day, where and how you exchange currency can make a big difference in your wallet.

Using a Credit Card to Exchange Currency

As long as you have a working PIN number, you can also use your credit or debit card to get cash overseas. Find out if there are credit card ATM machines where you will be traveling:

    * American Express ATM Finder

    * MasterCard/Cirrus ATM Locator

    * Visa ATM Locator

Having a credit card is especially useful when you travel. With one, it's unnecessary to carry large sums of money. Use a credit card rather than cash to pay for larger expenses, such as hotel bills and major purchases, since you will have a receipt of the transaction. If a bill is disputed, your credit card company may be able to help you settle the matter when you get home.

Do keep in mind, however, that credit card companies may levy an additional fee for overseas usage. If you're not sure, check with your company before you leave home.

more information from: http://www.card-city.com/American_Expres...

Answer 7

I found out the best thing is to use a credit card and if you need cash get it from an ATM. The ATM gave the best exchange rate.

Answer 8

I used ATMs the whole time I was in Peru.  It's a hard decision because in Lima there was a scam where people where breaking into the ATMs and taking your card after you put it in.  Lima is a dangerous place, and paying at your hotel with a credit card may be the best option.

HOWEVER, in Latin America, almost every shop/restaurant/hotel charges a ridiculous percentage for paying by credit card.  If you want to get money changed, consult your hotel, or you can simply take it out in soles, which is what I did.  I usually was charged about $1-3 by my bank for this.  

Also, street vendors, artisans, many restaurants, etc, don't accept a credit card--cash only.  Keep that in mind.  And ask someone at your hotel to show you how to spot false bills.

It's hard to tell you because I don't know your plans.  You can take your credit card with some cash and then consult at your hotel when you have your itenerary.  Get some Soles from your bank before you leave so that you can pay the taxi driver or buy lunch, etc.