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I am about 13,000 in debt (all credit cars) and signed up for a credit consolidation deal (US debt relief). They are taking 200 a month and once they have enough to bargain with my creditors they make an offer. This is taking forever. One of my friends was telling me I could get a credit lawyer that will send a letter to all the creditors asking them to verify the debt and if they don’t get it back in time the debt is removed completely along with the negative marks on my credit history. This seems way to easy so I’m wondering how true it is or how well it works. Has any one done this and is it a good idea?
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