Question:

Credit question....?

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I have a bad credit score 511, 511 and 537 via the 3 credit agency. I have 8 derogertory/collections on my report all being remove in the next 90 days, due to the time of 7 long years being up. what will my score jump to after the 8 bad issues are removed (ballpark)

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2 ANSWERS


  1. I'm not sure if it will "jump" - there might be a limit in the algorithm to how fast the score can rise.  Who knows what the formula is?

    However, if you have nothing derogatory in the intervening 7 years, then surely your score will rise over time.


  2. I will probably go up dramatically.  Use the website below for a score simulator.  This will show you what to expect with your credit score.  It's free.

    http://www.bankrate.com/brm/fico/calc.as...
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