Credit report...plz help!!!?

Question

Ok...I am going to try and make this clear as can be.

I pulled up my credit report from Equifax by itself and for some reason on some of my revolving accounts it shows July's balance and amount due but on the 24 month payment status it only shows up to June?? I paid in July and August!

Then I decided to pull up my Experian and it shows my current balance (august) and payment due plus it shows all OK green boxes including JUly and August. Howcome it shows on Experian my current balace and payment status but on Equifax it only shows last months balance and only payment boxes up to June? Its already middle of August?!?

Also, I pulled up all three together and there it showed up to July's balance and June's payment??? But like I said I did Experian by itself and it showed up to the current month but when I did all three it didnt show July or August payments....not even on Experian???

Whats the deal???

Answer 1

Creditors update to credit bureaus at different times.  They don't update to all three credit bureaus at the same time.  That's why your FICO score will vary from one credit bureau to the next.  As long as it doesn't show you as late, there's nothing to worry about.

Answer 2

Chill.  Things take time to all catch up.  I've had some months it not show up for 6 months.

It shows August already?  That's weird.

Answer 3

Unfortunately, like one answerer mentioned, companies don't report your information to all bureaus equally.  My report is so inconsistent, just like yours.  Most companies report to Experian more frequently than Equifax or Transunion, I've noticed.

It's hard, but just be patient and your information will eventually get updated.  :)