Question:

Credit score rising monthly until this month credit card inquiry dropped score 6 points, is this normal?

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Credit score rising monthly until this month credit card inquiry dropped score 6 points, is this normal?

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  1. It's normal, every time you apply for credit it drops your score a few points, it should bounce back in a couple of months.


  2. Did anything change from last month to this month? I transferred quite a bit of money from one card to another about 6 months ago and even that changed my credit score 15 points or so. It bounced right back within a month.

    If nothing changed, then yes, I would look into it further. Do you get a full credit report monthly from somewhere like truecredit.com?

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