My friends wife passed away in April and he received his stimulus check recently.
He tried to cash the check into their joint account but they require the wife's signature to cash it.
If he show the bank her official death certificate, will the bank cash the check then, since it is a joint account.
The problem is that he has a son in college.
He doesn't know what he should do.
The bank may try to transfer his son onto his accounts as a tenant which would be disastrous since he would probably loose all his financial aid due to fafsa.
Additionally, he is afraid, that if he sends the check back to be remade in his name, that he will never get a corrected copy back...ever....or get a check with a reduced amount....as in without his wife's stimulus, even though she paid taxes through a joint filing.
What should he do?
Would the bank deposit the check without removing/adding tenants to the account with a death certificate?
Should he send the check back and get it remade in his name?
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