Debit card doesn't have expiration date on it?

Question

I just got a debit card a few weeks ago and I noticed there is no expiration date on the front. This is problematic for me because I need the expiration date to buy things online. On top of that, I notice theres no Visa or Mastercard logo on the card, so a lot of stores won't even take it. Why is this?

Answer 1

In my experience, debit cards require an electronic authorization at every transaction, i.e. you inputting your PIN number, which is something you cannot do through online transactions. You require a credit card to make online transactions.

My debit card has no credit card logo on it because it is owned by the bank where I have my account at, and it is not used for credit. Since my debit card directly takes money out of my account at every use it has no expiry date because my account will not expire the way a credit card would. Hope this helps.

Answer 2

A debit card is for atm's, banks and purchases that accept interac?

What you need to get is a credit card it sounds like... Debit cards don't expire.

Answer 3

Shannon is correct for the most part.  

In the United States.

We have a restricted atm card. This only works at your banks atm

We have an atm card that will work at just atms (However, this card is becoming obsolete)

We have an atm card that will work at atms and merchants.

These type cards above can be assigned to a checking or a savings account. However, some savings account and certain types checking accounts have a monthly limit of 4 transactions. These cards above can only be used by entering a pin.  Make sure if you get an atm card,  your checking account has unlimited transactions.

We also have a debit card with either a MasterCard or Visa symbol (some people still refer to this a advanced atm card or a check card.) This card is usually assigned to a checking account with unlimited transactions.

These cards can be used as a pin transaction or a signature transaction. To use it as a signature transaction the place must accepted MasterCard or Visa. However, some places in the U.S. can now refuse to process theses types of debit card as a signature transaction do to the merchant lawsuits. However, most merchants try to steer you to use the pin but won’t deny the signature transaction. Banks try to steer you to use it as a signature transaction. A few banks even have pin transactions fees.

Note,  some other countries may have Visa or Mastercard debit card.

So, what you need to do is go into your bank and see if your bank can issue a Visa or Mastercard debit card.  Take your atm card with you.

Maestro card can be used online in some countries but both the merchant and your bank must support this.

  

Answer 4

~~It isn't set up to be a debit/charge card Call your bank and see if they will issue one. Without the logo you can only use it for debit card purchases.~~