Deposit a check?

Question

i received my paycheck on tuesday but i havent deposit it into my account yet...what is the time limit to do that for Washington Mutual?

Answer 1

It doesn't matter on the bank, it will say somewhere on your check how long it is good for. If you're talking about direct deposit, and it just hasn't posted yet~call your bank and ask them.

Answer 2

The time limit is not imposed by your bank but may be imposed by the bank that issued the check and is usually set to 6 months. If there is any time limit, it should be printed on the check.

Answer 3

Please everyone.  Stale dated chq's happen after 6 months

From FDIC http://www.fdic.gov/regulations/laws/rul...

c.  The fact that a check is deposited more than six months after the date on the check (i.e. a stale check) is a reasonable indication that the check may be uncollectible, because under U.S.C. 4--404 a bank has no duty to its customer to pay a check that is more than six months old. Similarly, if a check being deposited is postdated (future dated), the bank may have a reasonable cause to believe the check is uncollectible, because the check may not be properly payable under U.C.C. 4--401. The bank, in its notice, should specify that the check is stale-dated or postdated

Answer 4

Its not up to the bank. It normally says it on the check that you are holding. Somewhere on there it says void if cashed after 30,60,90,120 days.

Answer 5

Your paycheck will tell you when it expires. But my question is: why wouldn't you want to deposit it right away?

Answer 6

It should say on your check when it expires. There shouldn't be a time limit at the bank....unless you are saying that you work at Washington Mutual. Either way, it should still say on the check. Usually its at least 90 days from the date it was issued.

Answer 7

as long as the check isn't expired (which they usually expire in 90 or so days) you're fine.

Answer 8

I agree, it's probably 60-90 days, but some companies void checks after 30 days.

Your pay check should say somewhere on it, "void after x days" or "valid for x days after issuing" or something similar.

It's best to go ahead and deposit or cash your checks soon after you receive them.  

You can also ask your company how long the check is valid, the bookkeeper or payroll clerk should be able to tell you.

If you do fail to get it cashed or deposited before it expires, your company can also re-write your check.  It may take some time to get it, but they can.  (They also might not be happy about doing it, but either way, you should ask them.)

Answer 9

probably 60 or 90 days

Answer 10

2 weeks

Answer 11

has nothing to do with WAMU, is related directly to expiration date on the check, which is usually between 30- 90 days.

Answer 12

It should say right on the check

Answer 13

You can do it as long as the check is still good which is usually within a year.

Answer 14

you can deposit as long as your check isn't expired.  i believe paychecks can go up to 6 months (i deposited one that was 4 months old) - but definitely talk to your employer if it isn't clearly stated on the check.  i don't think the bank would have their own time limits for this, but you may want to check with them as well if you're that unsure.

Answer 15

different checks have different time limits, some are 3 months and some are up to a year