Dishonest Credit Company Practice?

Question

Looking over my credit record.

I see that when my past due account became 7 years old, they sold it to a collection agency who now says the original date is 2007 and not 2001. In theory they can keep this on my record forever. WHat can I do?

Answer 1

need to find out what the statute of limitations are in your state. the statute of limitations does not expire when your account is sold to a third party. talk to an attorney.

Answer 2

Don't respond to them because if you do they will consider that as "reaffirming" your debt.  Even if they get you on the phone to ask you about it.

Answer 3

Pay it