Div. after 14 yrs, not bad just no credit, only worked the last 7 months, what can i to build credit fast ?

Question

Div. after 14 yrs, not bad just no credit, only worked the last 7 months, what can i to build credit fast ?

Answer 1

The only way to build credit is to borrow money and make payments on time. The only way to keep your score high is to keep borrowing money and keep making payments on time. It's a terrible financial plan. It keeps you in debt. Building credit is the biggest joke of the 21st century.



Pay as you go. Live on less money than you make. you will not have any payments. You will have money and not have to worship at the alter of the almighty fico score.

Answer 2

There are many credit cards available to people with poor / no credit. Orchard Bank and First Premier are two of the most popular issuers. You'll also have to decide between 'secured' and 'unsecured'. Since you won't pay a security deposit with an unsecured credit card, I would try that first.

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