Question:

Do I have to pay the monthly fee for a Zipit in cash?

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Nope, its free to instant message, but unlike self phones you need to be in a free wifi area.

There is an optional 5$ a month you can pay if you want texting, but this must be in wifi as well.
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It looks like ZipIt prefers you to use a credit/debit card. There are two plans available. Either pay by the month (9.99/mo) or pay by the year ($109.89) all at one time.

here's their website. Visit the FAQ/Support for more info

http://www.zipitwireless.com

Like it says on their website, if you purchase the device at the 49.99 price, you must pay for the text plans for a year. the only way to not have to pay a monthly fee is if you pay $149.99 for the device. Paying the higher price will allow you to have the unlimited IM's only, not text tho.
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