Do all car insurance companies check with your DMV for your driving record?

Question

I got some minor accident on my record, something like bumping into someone and leaving a dent, I don't even really remember it was like 4 years ago. Anyway, this car was a rental that I dented and a very not less expensive one at that, ended up being 2500 to fix even though I could have popped the dent out for free. But because of this incident, state farm and independant are charging me out the wazo because I'm a 20 year old male with speeding tickets and this accident thing that happened a long *** time ago. The difference without the accident on there is amazing, so I'm trying to find a place that will ignore this thing that happened in SEP of 04. Anyone know of a place? Thank you.

Answer 1

There are plenty of insurance companies out there ... you need to really shop around . There is always someone out there who wants your business and is willing to cut you a deal to get it .  good luck.

Answer 2

Like, they all, like check your like driving record.  It should come off your record like soon though

Answer 3

Try to possess as much information as you can maybe is one option,however it is time consuming,here is the one i have ever had good experience with.http://carinsurance.expertsupport.info/a...

Answer 4

Shop around but none will ignore that.

Answer 5

Insurance companies are entitled to see three years back on your driving record, by the dates you give, that means this accident will drop off your record in September 07. At that point, your rates will drop. Bear in mind, males under the age of 25, pay higher rates than the norm, so driving responsibly is in your best interest, money wise. If the accident was alcohol related, the accident can stay on record for ten yrs. All alcohol offenses stay that long. Employers are entitiled to see five years back on your record, so if you have a job where you drive a company vehicle, or you are a driver, like UPS or FEDEX, you'll want to keep your record as clean as possible.

You'll want to research this some more....

http://insurance.123thebest.info/

Have a nice day.