Do all car insurance companies want a deposit up front?

Question

I'm on a budget and was just wondering if they all ask for a lump sum up front. My last insurance with Direct Line wanted £120 first, then £65 every month. Do they all work like this?

Thanks

Answer 1

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Answer 2

All that I know of do.

Best wishes.

Answer 3

Everyone I've ever dealth with wants it this way. They will always want at least the first month's payment up front. That way, at least your policy is in force at the beginning and they won't get stiffed for that month.

Answer 4

Yes.  That's because an insurance policy is a contract, and if you don't contribute something, it's not a valid contract.