Do credit cards expire at midnight?

Question

When a credit card expires June 2008 (for example), does it officially stop working at midnight on June 30, 2008?

And if so, is it at midnight of the local time zone?

Answer 1

They do in my home anyway... It would expire 1 minute past midnight.. The chip in the card would fail to operate...

Answer 2

yes

Answer 3

I would say it is not that sophisticated  to take into account your time zone, probably the time zone where it was issued, or whatever the standard is, say eastern time.

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