Do i have 2 insure my scooter?

Question

i am lookin into gettin a scooter (50cc) and wud like to know if i have to have insurance for it, as a legal requirement, and if so can i become a named driver on my parents car insurance. im goin to get a fairly cheap old scooter to start with?

Answer 1

Absolutely

You will require insurance.

You wont  be able to be put on your parents policy as it is the vehicle that is insured. Unless they have a motor traders policy.

You will also require a licence, and have passed a CBT test.

Answer 2

It depends on your state. In my state, Colorado, scooters are considered "motorized bicycles" and therefore do not require registration or insurance.

That being said, insurance is VERY important! Have your parents call your insurance agent to find out how much it would cost to insure it. If you don't get insurance, you're parents could get sued if you run into something or injure someone. It should be fairly inexpensive.