Do most dental plans cover orthodontic treatments??

Question

Like braces?

Answer 1

I paid only $2000 for mine because of this great plan I have. www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and have saved thousands of $dollars$. From my braces, root canals,  xrays, exams, cleanings..etc.  in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps.

Answer 2

Yes they do.  But not completely.  Most will have a limit of how much money they will cover and you'll have to pay for the rest yourself.

Answer 3

It's typical that if you get a typical insurance plan you will be covered- however, you will likely have to wait 6 months to be vested in the plan for that specific coverage to kick in. Furthermore, you will likely be paying monthly high premiums during that time and then your savings will not be more 60-70 percent.

You're alternative is a discount plan. There are many top national plans from which to choose that offer the basic 40-60 percent off, immediate use, and very low monthly plan dues. You simply finance the remainder of the amount with the dental office - many plans even have reps to help you discuss and finalize the terms before your visit. In many cases you're looking at $90-$110 monthly vs $350 out of pocket.

All you do is enter your zip code - find providers in your area and check the exact price and you can sign up online directly and start using it as soon as confirmed. It's simple and easy and no paperwork-