From what I can tell, most of the loony tunes that I know in my life have horrible credit records. Most of them like to use their credit cards like crazy and not pay people back. They are usually very familiar to collections agencies, repo men, asset seizure guys, policemen and courts. I've really started to notice a trend. I can see why companies look at credit histories before hiring someone. It says a whole lot about the mental state of a person.
What kind of person wants to always have collections agencies and repo people harassing them? I know there are people out there that are barely making it, but the people I'm talking about are usually spending beyond their means and aren't dirt poor.
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