Do people pay others to make budgets and negotiate credit card debit????

Question

Do people pay others to make budgets and negotiate credit card debit????

Answer 1

Yes, but it is better and more cost-effective to do it yourself.

Answer 2

Yes. While it is better to do work on a budget yourself, some people really do need help. You can get free help with budgets and expenses at places whose links you can find below.

Some heavily indebted people may also require the help of a debt counselor. Some of these counselor work at non-profit organizations, which makes the advise cheaper but not free.