Do some banks REALLY give people a "second chance checking" account?

Question

Ok, so I screwed up a few years ago but am in some chex systems list, but I was wondering if I can truly get one of those accounts or is it a scam?

Answer 1

us bank and wells fargo does

Answer 2

make sure you are not on the blacklist...i know someone who is....there are many free checking accts but make sure you dont owe fees..

Answer 3

its tough to be in that 'list', its going to stay there for a good 5 years... but its true, you can get a  'second chance' for  a savings or checking account... i came across an article about second chance checking accounts, it sheds some light on some questions that we have...

Answer 4

Some banks are more lenient on people who are on ChexSystems, mostly if you have cleared your previous debt. You can find a list of those banks here:

http://approvedchecking.blogspot.com