Do video rentals affect my credit card if I'm late on due dates?

Question

Or do they affect my credit score in anyway?

Answer 1

No.

If you are late in returning what you rented then it won't have anything to do with your credit.

If you fail to return what you rented or fail to pay the fee, they may turn it over to collections. If that happens then the collector will probably put it on your credit reports at some point.

If it is in their membership rules that they can charge late fees on the card then they may do that. The effect it would have on your card is that you would have a balance that you would have to pay.

Answer 2

Nah...the video store will just charge you late fees. If you don't pay the late fees then it will go to a collection agency that's when you're in trouble. This likely won't happen because you almost always have to provide a credit card # to get a video store membership...so they'll just charge the card.