Do you have to be married for a family insurance option?

Question

My long term boyfriend and I are both self-employed and are looking into some health insurance options. I've heard of people before who are only dating but have insurance together. Wondering if anyone knows if it's possible to have a shared health insurance plan without being married in the state of Illinois.

Tnx.

Answer 1

In Tx if you live together 6 months and longer and share bills then you are considered common law married and the answer is yes you can. but not sure if the same applies for other states

Answer 2

I don't know the specifics in the state of Illinois but it usually hinges on whether your state recognizes common law marriage.

Speak with a local independent health insurance agent familiar with IL health plans and they can let you know.

Here is some more information on finding the best Illinois health insurance:

Answer 3

It depends on the state and the company.  Many companies will cover "significant others" if you live together.  Ask the human resource department and find out what your company offers.

Answer 4

Open the phone book and find a local independent agent or search online.  You are looking for individual plans.  The local agent can tell you the situation in Illinois.

Being married can be beneficial financially.  Consider it.  It's called CYA.