Do you have to have insurance for a petting zoo?

Question

i have two goats and some other aniamls that i would like to start a petting zoo but i was wondering if i have to have insurance for having a petting zoo.

Answer 1

My guess would be that you do. Goats can bite, can't they?

Answer 2

In North America the only two types of insurance that you are required to have by law: automobile insurance and worker's compensation. Every other type of insurance you purchase either because: you are required to by contract and/or you wish to transfer the risk of financial loss caused by an event to an insurer. While you are not required to carry liability insurance for your petting zoo I would strongly recommend that you do. Any animal can be unpredictable and can cause bodily injury or property damage. A single incident can wipe you out financially. so unless you're comfortable having to sell your house to cover a lawsuit I suggest you go out and get quotes before opening the zoo.

Answer 3

I don't know about having too, but it would be a smart thing to have a liability insurance in case an accident occurs.

Answer 4

Yes.  AND, it's pretty expensive.  Discuss this with an insurer.