Question:

Do you need different types of medical insurance for long-term illnesses, long-term stays, cancer, surgery?

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Or is just a basic health insurance policy all you really need? Also why do hospital ER's charge so much even just for nothing. Just to show up, get checked out, and be discharged in an hour for nothing, costs sommetimes about $1000+, and if you don't have insurance , you're just scr0wed.

So I'm assuming that if something major DID happen to you, if you got diagnosed, or if you had cancer, heart problems, required surgery, or have something wrong with you long-term,

are there other insurances which are beneficial for that?

The insurance that I have is very good and they cover alot of expenses, and if they're bad on anything it's behavioral health, but they even offer hospice and other types of things.

However, if I were to need to stay in a hospital for several days, months sometimes, or who knows, for more important things,...

how would I be able to afford that, what type of insurance would I need for that?

I want to plan ahead, because you never know, and I don't want to end up getting suck with 1000000 bills that I cannot afford in the future.

Thanks.

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2 ANSWERS




  1. Probably best to do some homework about your confusing area.Here is a great start point.http://health-insurance.expert-tip.info/...


  2. These are some good questions. I was hoping we'd get some good answers.

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