Do you need to be on the car insurance to drive a car you borrowed from someone?

Question

my girl friend keeps yelling at me because she thinks its illegal that i borrowed my dads car for one night but im not on his insurance.

Answer 1

You need to be insured. There are different variations to this but the bottom line is that you need an insurance full stop.

A site I've recommended in the past would be...

http://www.knowledged.info/go.php?link=i...

Hope that helps.

Answer 2

If you are underage ( a student) and living in your Dads household, you must be listed on his policy.  Even if you are not listed tho, the insurance, by law, must cover you but if you have an accident they will cancel your Dad in a heartbeat.  If you are not a member of Dads household, and you drive his (or anyone elses) insured car, with permission and a valid drivers license, you are covered.  (there are some rare exceptions)

Answer 3

I am no gonna say I am one hundred sure about it.Besides it really depends on the personal feelings.SO it would better for you to find yourself.Here is a good resource.http://car-insurance.online-tips.info/ca...

Answer 4

If you live with your dad, then you need to be a listed driver.  If you do not live with him, and you are not a regular user, you do not have to be listed as an additional driver.  Same goes with borrowing a friend's vehicle.  In most cases, if you have permission to use the vehicle and you are not a regular user, you will be covered.

Answer 5

It's not specifically illegal, but if you're not listed on his policy, and you live in his house, it's insurance fraud if you drive his car.  AND, you're driving uninsured.

So your girlfriend is mostly right.

Answer 6

It would depend how your dad's insurance reads. In most cases the one that borrowed a car has to have a driver licence. And the insuarance will cover most user of the car. Your dad is the main driver on the insurance.