Do you need to have a credit card for paypal or is a bank account # fine?

Question

I have an atm/debit card that paypal won't accept and was wondering if just having a registered us bank account was enough to receive/send money

Answer 1

a bank account is fine

Answer 2

all you need is checking account.

Answer 3

A checking account would be fine BUT you cannot make an instant payment if you don't have a back up credit card in paypal.  That's based on my experience.