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no fault policies and allowing open competition among insurance providers? I hope it changes. I'm sick of paying higher rates for bad drivers who speed and cause accidents. I have no accidents and no speeding tix in 20 yrs of driving and I still have to pay high policies because the rates are predetermined depending on where you are located and what step you are (9 being the best which is where I'm but I still pay over $1000 a yr because I live near Boston). How do you feel about it?
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