Doctors bill paying major help needed!!!?

Question

I had to go to the ER when I was in NM a few weeks ago. My grandparents said they would pay for it and they got the bill for it a few days ago. But now my dad got one too. and he cant afford it. My granddad says its just to basicaly tell him as my gaurdian that I went but Im still nervouse about it. Ive never been before so I dont know but its like a 2,000 dollar bill. Help. is what my grandpa said true?

Answer 1

If you have medical insurance, they will pay for a big part of it.  Often, the billed cost and the actual cost insurers pay differ greatly and the hospital will "write off" the rest.

If you don't have insurance or just have minimal, you can work out a payment plan with the hospital.  Sometimes they will even reduce the bill if you negotiate with them.  They will just be glad to have someone paying it, even if it's in installments.

Answer 2

If it's a bill, it will say so.  If your grandparents are paying for it, forward the bill to them, have them pay it.  Maybe it's not really a bill.  Sometimes Insurance companies send out papers that look like bills.

Answer 3

Mosy hopitals have a program if you are so much under the poverty level of income you don't have to pay or only pay a portion have y our dad contact their billing department for that info.