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Does a collection agency/law firm have to be in your state to sue you?

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i have a charged off credit card at a collection agency/law firm that are threatening to file judgement. they are location in texas. im in california. is it legal for them to file against me?

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  1. They are going to use a licensed California attorney and are going to file in a California court in the county where you reside.


  2. They would have to be licensed to collect/practice law in your state, or they would have to contract with someone who is.

  3. they can be out of state but the state of your residence's SOL applies.
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