Does a debt collector have to follow the laws of the state you reside in or the state the debt occurred in?

Question

Does a debt collector have to follow the laws of the state you reside in, the state they reside in, or the state the debt occurred in? There is a debt collector after my husband for a sprint bill that is about 5 years old. He lived in Kansas at the time of the debt but now lives in Minnesota and the collection agency is in Arizona. Under Kansas law the debt has been charged off due to the statute of limitations but under Minnesota law it has another year to go. Can they legally sue him over this? And can they sue me since the debt happened before we were even dating muchless married?

Answer 1

If you are contacted by a bill collector and admit to owing the money the collector can re age the debt and start collecting all over again.

http://www.fair-debt-collection.com/SOL-...

http://www.fair-debt-collection.com/SOL-...

http://www.fair-debt-collection.com/SOL-...

These links show the time limit in all the states you mentioned.