Question:

Does anyone know about a good mortgage company that can work with these factors?

by  |  earlier

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1. Looking for a home under $200,000

2. Had identity theft but the items should be removed by now. If not we have documention. (rapid rescore may be needed).

3. Hasn't worked at his main job for over a year, so no W-2 from them but plenty of check stubs.

4. Getting inheritance, but only wants to use that in consideration IF it is needed.

5. He is transferring with job to Texas (where we want to move, not presently living). The pay is far higher and he has his transfer letter.

6. Need low down-payment.

7. Need someone that can help with all aspects such as applying for FHA and the program that helps with down payment assistance.

If you know of a company that can work with this please let us know. We were working with someone but I just read a review that was not so good. Also he was rather difficult to get in contact with and it is important that this get started because the jobs start very soon.

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  1. Did you try to go to local bank and ask? We were buying two times and 3 times refinanced. The most positive experience we have had was with local Commerce Bank.

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