Question:

Does anyone know if The Bank of New York Mellon is legitimate?

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I received a letter from them advising that I have a bond that matured and if I dont send them a w-9 they will turn the money over to Washington Abandoned Property Unit. With ID theft the way it is, I am leary of sending out my personal info.

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3 ANSWERS


  1. r u sure it's not a scam?


  2. The Bank of New York Mellon is legitimate.  Whether the letter you got from them is real, that is the real question.  If it is something that you didn't purchase initially, then there is a very good reason to be suspect.  However, you may have had a relative purchase the bond for you without your knowledge.

    One thing you can do is check out their website and find a contact number from that rather than the letter (they should have given you some reference number that you can use).  If you take no action and it is real, then it will get turned over to the state and they will contact you in a few years.

    If this came in the regular mail (as opposed to email) then it may be legitimate, since mailing costs money, and there are criminal penalties for using the US Postal System to commit fraud. No guarantee though.

    If this came in the email and you didn't have any dealings with this company before, just delete it and go on with your life.

  3. BNY/Mellon is legit.Mellon and BNY are due to a recent merger. I would call them personally to get more information before sending in a W-9. The ultimate question is do you know that you have a bond that has matured.

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