Does anyone know of an Insurer in CA that will insure a child with Autism?

Question

Does anyone know of an Insurer in CA that will insure a child with Autism?

Answer 1

It is not an automatic decline. It will depend on the medical records.

I would suggest you find an independent broker that can assist you with multiple insurance companies.

Try using yellowpages.com to search for health insurance brokers in your area.

Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

The bigger carriers will be your best bet. Blue Cross, Assurant, United Healthcare, etc.

Answer 2

I assume you're talking about health insurance here.

Check with your state children's health insurance program.  Many times, with a severely handicapped child, they'll automatically qualify based on THEIR income, not the parents.