Does anyone know of an affordable individual health insurance plan in Texas?

Question

Does anyone know of an affordable individual health insurance plan in Texas?

Answer 1

Medicaid.  That's it.  Besides that, you really do get what you pay for.

Answer 2

I would stay a way form you auto home agent they are experts in property and causality insurance and health insurance is an entire different field. You should search yellowpages.com for a health insurance broker in your area. They will be able to help you sort through many different companies and plans to find the one that balances what you consider affordable and the benefits you will receive.

Answer 3

You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price.

Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.

On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.

Use the Internet to educate yourself but use an agent to purchase the coverage.

Answer 4

Affordable is the key word.  You can find all kinds of coverage based on what affordable means.  Be careful that you know what you are getting.  I suggest, a Major Medical with a company like Blue Cross Blue Shield of Texas http://www.quotebcbstx.com , Unicare http://www.freeinsurquote.com , United Health Care http://www.quoteuhc.com , Assurant http://www.quoteassur.com or Aetna http://www.quoteaetna.com  or get all of them at http://www.dallaslifeandhealth.com