Does changing bank accounts hurt your credit score?

Question

Does changing bank accounts hurt your credit score?

Answer 1

Nah, credit people don't care abour your humor. They care about your capability of paying your bill every month

Answer 2

Absolutely not.  The bank account has nothing to do with your credit rating.

Answer 3

Your credit score isnt the only thing banks look at when deciding to give you a loan. Certainly the age of your banking accounts contributes to their decisions as do many other things. But where you do your banking has no affect on your credit score.

If your concerned about your score check out these steps I used to raise mine to well over 750 points from 500!

# Know and Track Your Credit Score

# Never Miss a Payment, Starting Today

# Never use more than 20% of your Available Credit

# Keep Credit Cards that Have No Annual Fees Open For as Long as Possible

# Extend Your Credit Limit on Cards You Already Have before You Get New Ones

# Get Credit Cards that Have CashBack Rewards to Contribute to your Balance

# Transfer Your Balance to a Credit Card with a Lower Interest Rate and a Higher Available Credit-

# If You Think You Are Going to be FORCED to Pay a Bill Late Ask for an Extension or Payment Plan

# Take out a Small Personal Loan and Repay it Over a Year

# Ask Someone With Good Credit if They will Account Shadow you

Read the full article here, it gives you an overview of credit scores, and the 10 steps in detail on page 2:

http://millionster.com/articles/debt/inc...