Does credit card debt affect a k-1 fiance visa application?

Question

Does credit card debt affect a k-1 fiance visa application?

Answer 1

I don't know  if affected visa application.

I just know this :  The I-864 Affidavit of Support is a contract between a sponsor and the applicant that is required for some immigrant visas. In this contract the sponsor agrees to provide financial support for the applicant until he/she becomes an American citizen or can be credited with 40 quarters of work (usually ten years). The sponsor must show that he/she has income equal to or greater than 125 percent of the federal poverty guidelines for his/her household size. The legal basis for the I-864 Affidavit of Support is Section 213A of the Immigration and Nationality Act (INA).

Who needs an I-864 Affidavit of Support?

The following applicants for immigrant visas need an I-864:

    * Most applicants in family-based immigrant visa categories

    * Orphans to be adopted in the United States (IR-4)

    * Applicants for employment-based immigrant visas whose relative filed the immigrant visa petition or whose relative has a five percent or greater ownership interest in the business that filed the petition

Which applicants for family-based immigrant visas do not need the I-864 Affidavit of Support?

The following applicants for family immigrant visas do not need an I-864.

    * Biological (natural-born) children of American citizens (IR-2 immigrant visa category) who will enter the United States when under the age of eighteen and will automatically acquire American citizenship

    * Orphans adopted by an American citizen abroad (IR-3 immigrant visa category) with a full and final adoption

      Self-petitioning widows or widowers of American citizens (IW immigrant visa category)

    * Immigrants who have already worked or can be credited with 40 qualifying quarters of work as defined in title II of the Social Security Act.

Answer 2

No.  I've NEVER heard of a credit report being required to support a K-1 visa petition.

Answer 3

Well, the credit card, if it were accepted, would be a two edge sword. If it had a zero balence, that would be one thing. if it were maxed out, that would be quite another.The card itself, isn't evidence of anything.  however, credit cards don't figure into the equation, just as Yak Rider says. It's really up to the officer to determine the question of public charge, or financial viability, on a K-1. Depending on the officer and the country involved, that might make it easier, or not.

Answer 4

The K-1 visa is a strange animal, compared to other Non-Immigrant Visas. The common assumption is that the K-1 applicant will have ties to the USA, not the originating country.

Debt is nothing I'd consider in processing a K-1.

If the petitioner has debt, that's another issue. But still, I don't think it's enough to deny the petition.

Answer 5

Credit card debt will affect the visa application if the consul requests for the financial statement to know if the applicant can finance the expenses of staying in the US.