When I was 18 I got a credit card and when I was 20 I was about 10,000 in debt. I was having nightmares and felt suicidal. I was scared and I didnt have a job, the debt collecters were ringing all the time so I ran away to Spain to start a new life. Im now 25 and ive grown up and would like to face my problems. I just had a baby with my girlfriend and I take care of our son and she works to pay the rent. What can I do to resolve these debt issues? Someone told me that if you dont pay a debt at all fro 5years it gets completly wiped out,is this true?
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