Does disability pay you for the entire time you are off work, even with the elimination period?

Question

I have surgery in January. I had a 30 day elimination period on one insurance policy and a 14 day elimination period on the other. My job and doctor are still filling out my paper work. Will I get paid for January and this month and so forth, or do they pay you from the time you get in your paperwork?

Answer 1

Refer to your contract.  The elimination period is the amount of risk you accept.  The benefit period is the maximum amount of time you could receive benefits.

Answer 2

Check with your employer and your insurance agent....