Does having a class c misdemeanor on my record prevent me from getting car insurance?

Question

I am 17 years old living in Houston, Texas and have completed drivers ed classes to get my license all I need is my car insurance. The other day my mom called our auto insurance company to add my name to the insurance of our family car so i would be able to drive it, but they told her they couldn't add me because I had a class c misdemeanor on my record. I was charged with possesion of marijuana when I was 15 years old but I went on probation for 6 months and my probation officer told me when I completed my probation it would be cleaned off my record as if I had never even comitted the crime. Why is this problem occuring?

Answer 1

Well, when you are 18, see if you can contact the bar association and get a consultation with an attorney.  Unless Texas law is wayyyy different than most states, juvenile records should not be available to the public.  If something has happened that should not, then you have some recourse through the courts and perhaps some compensation.  Until then, hang tough.  You should be able to get insurance through an a$$igned ri$k pool anyway.

Answer 2

For most insurance companies, you connot be added to the policy if you do not have a valid Texas drivers license. A permit in not considered a license. If all you have completed is your drivers ed class to get your license, then you have to go take your test. I don't believe you have to have proof of insurance to get a drivers license though. A non-moving violation (possession of marijuana) will not prevent you from getting on the auto insurance policy, or getting your own policy. But if your license has been suspended, revoked, or refused, your insurance company can refuse to put you on your parent's policy, and some will even cancel them if they find out you have a bad license. Call DPS, and check on the status of your license (or your permit #). That should help. Whichever insurance agent your mom uses should be able to back this up if she asks them for an explanation.

Answer 3

Juvenile records are in place until your 18th birthday.

There is a possibility you may be able to make an appeal to the court.I would start by checking with your probation officer first