Does home insurance cover broken windows caused by squatters?

Question

Does home insurance cover broken windows caused by squatters?

Answer 1

Check with your insurance agent.   Your situation is not that clear.

And this situation may vary by company, but I could be wrong.   Check with your agent.

Answer 2

if you have squatters, then you don't live in the home.  therefore you cannot carry homeowners insurance.  if the home is vacant, you would need to carry a vacant dwelling policy in the property.  if you have a homeowners policy on it then they can deny the claim because you don't live int he home.

Answer 3

I doubt it.  That would be more of a civil matter.

Answer 4

No.

See, that's vandalism.  And while vandalism IS covered under the homeowners clause, there's another clause in the policy, that says if the house is vacant or unoccupied more than 30 days, they no longer cover vandalism losses (or burst pipe damage).  

In order for there to be squatters, the house has to be unoccupied.  

So, no coverage.

Answer 5

f**t Simpson, Home insurance covers lots of different things. I don't understand all the fine print of my policy, but my homeowners insurance agent is always helpful. Try visting your agent or a homeowners agent in your town. http://www.easyhomeinsuranceguide.com They will be able to help you.

Answer 6

if you don;t liove in the home then you are not supposed to get the coverage of home insurance.

http://www.rghins.com/