Does it cost more to get insurance for a motorcycle?

Question

Will the price be even higher if its a new driver on a motorcycle?

Answer 1

No I pay $86 a year for a 127 ci Shovel

But I am 60 a no recent F ups

Answer 2

Motorcycle insurance is much less expensive than car experience.  I don't think the new or experienced driver part matters but you can usually get a discount if you take an MSF course.

Answer 3

Actually its  the opposite, its much less, its about 200 dollars a year

Answer 4

Full coverage insurance on on of the RR 600 super sport bikes is very expensive. For a 20 year old, single, GED, and a few tickets figure on at least $2500 a year. Liability alone is cheap, maybe 10% of that number. If you have to finance the bike, the bank ( lien holder) will insist on full coverage insurance. The only way out of this is to pay cash for the bike and then you wil need only liability. Good luck. Cruisers are much cheaper to get full coverage insurance. The insurance company knows that a shiny new Honda 600RR driven by a new rider under 20 years old will be in the ditch and the rider in the emergency room with in the first 6 weeks of ownership and the insurance is priced accordingly. Good luck.

Answer 5

I payed 129 down and am gonna pay 62 for the next 9 months. thats full coverage and my bike is a brand new kawi vulcan 500 and im 19. its not that bad.

Answer 6

Depending on your age, drivers record and the Engine Size.

First thing is that being over 25 gets you cheaper insurance.

Second is that any bike under 600cc's will be cheaper on insurance. If you try and get a 600cc Super Sport (ss) bike be perpared to pay ALOT!

Good luck and ride safe!

Answer 7

YOu are not the only one,I have met this type of  problem before.I have good experience here to solve the problem though.http://insurance.online-frees.info/insur...

Answer 8

Call an insurance agent.

Answer 9

probably- everything costs something

Answer 10

It depends on if the bike is newer or older and what coverage you need. If the bike is financed, you'll probably have to have full coverage. I have a 99 Shadow ACE and am 39 with a good driving record. They don't ask if you've ever ridden before (they didn't for me anyway). I had my car insurance through the same company and only needed liability because I don't owe anything on the bike and it's only $60 per year ($5 per month!) Bikes cause less damage in accidents than do cars and especially SUV's, etc., so the cost is cheaper mainly for that reason.

Answer 11

billcarr is right, it's expensive.  Liability is cheap but make sure you have really good health insurance for yourself and your passenger, you never get hit by an uninsured or underinsured (surprising how many there are) driver, and can pay for everything that happens out of pocket.  The minimum makes you legal but it barely covers anything else if you get into an accident.